Can I Afford Stem Cell Therapy?

Posted by BennuLife Staff on January 15, 2019 at 5:41 PM

No matter what your circumstances are, we want to make it easy to choose stem cell therapy over surgery or other, more conventional treatments. You may have heard of clinics charging 10 or 20 thousand dollars for stem cell procedures, but that is absolutely NOT the case at BennuLife!

The evidence in favor of mesenchymal stem cell therapy is prevalent and we have thousands of cases to show it is an effective treatment option. So, for most, the question is not "Does it work?", but rather "Can I afford it?" If stem cell therapies were commonly covered by insurance, this would be an obvious choice.

We want to serve as many people as possible with our innovative and life-changing treatment options, and do not want price to be the limiting factor. We do not want these procedures to feel out of reach for anyone.

Current State of Health Care is Bleak

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If the current state of healthcare in America has left you anxious, you’re not alone. The fees for standard medical care are going up and taking time off work to heal from surgery adds additional financial stress for many. In some cases, no matter how great your coverage is and no matter how positive your circumstances may be, it’s difficult to imagine how it’s all going to work out.

Well over half a million Americans seek knee replacements every single year. According to CIRM, California’s Stem Cell agency, this is a metric that is on track to top three million by 2030.

What are your options?

Until recently, the only treatment options for arthritis and chronic joint pain were either physical therapy, pain medication or surgery. Though insurance plans often cover surgery and physical therapy, the out-of-pocket costs can still be daunting, especially if the treatment is expected to continue for any length of time. 

Consider this: the typical cost of a total knee replacement in the United States is around $57,000. You then have an annual deductible, co-insurance, maximum out-of-pocket expenses, post-surgical care (e.g., physical therapy, medications, and so on), lost wages, and the surgery can end up costing you as much as $8,000. The cost will likely be significantly higher for surgeries of the spine or hip.

Then, there is always the possibility that the surgery will fail. Though it is fairly routine these days, there are several common problems with knee replacements that everybody should keep in mind:

1.     Knee implants will wear out. That’s right! Knee implants do not last forever, and you may need to have another in as little as ten years.

2.     Medical complications can cause permanent problems. Some of the complications that can occur include infection, blood clots, joint stiffness, and lingering joint pain.

3.     General anesthesia has its own set of complications and risks. If your health is already compromised, this could lead to bigger issues.

Comparing the costs of stem cell therapies vs. surgery

At BennuLife, we offer FDA-compliant stem cell procedures for orthopedic pain and injuries. These therapies often prevent or at least delay the need for joint replacement surgery. If you had the choice of not having surgery at all, what would you choose?

While very few of our treatments are currently covered under traditional insurance plans, the cost may still be much less than you think, especially considering that surgery may cost as much as $8000 after insurance coverage!

In terms of total costs, our PRP injections are around $1000. Bone-marrow-derived stem cell therapies generally cost between $4000 and $6000.

However, each case is unique unto itself, so our doctors personalize each treatment to your specific needs. Most patients will NOT require post-treatment care—for instance, physical therapy, chiropractic care, and so on—which is often a time commitment and a significant out-of-pocket expense. Also, there is little to no downtime after stem cell treatment, so you should not experience any lost wages or missed work. 

Financing options are available to everyone

We want to make it easy to choose stem cell therapy over surgery or other, more conventional treatments. BennuLife offers several flexible financing options that charge zero-interest and require no credit checks. Our only mission is to serve as many people as possible with our innovative and life-changing treatment options, and we do not want these procedures to feel out of reach for anyone.

Contact our Patient Coordinator today to learn more about the specific costs of a procedure and all our financing options. 512-213-1668

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